As a motorcycle rider, Brown and Company Insurance, LLC knows how important protecting your bike can be, and can help! Brown and Company Insurance, LLC’s motorcycle insurance policies cover all kinds of motorcycles, from sport bikes, cruisers, standard, touring bikes, custom motorcycles, scooters and classic motorcycles. It can also cover custom equipment, medical payments and towing and labor, as well as protecting the other drivers and individuals on the road around you.
Motorcycle insurance, basicly has the same coverages that auto insurance has. Motorcycle insurance, has (PIP) personal injury protection, (PD) property damage, Comprehensive and Collision.
Motorcycle insurance has the same deductibles that you choose. Motorcycles insurance also covers accessories as long as they are listed.
1. Bodily Injury Liability coverage — if you hit someone this will cover their medical bills up to your limits
2. Property Damage Liability coverage — if you hit someone this will cover their vehicle up to your limits
3. Uninsured motorist (stacked or non-stacked) coverage — covers your medical bills if you are in an accident with someone who does not have insurance
4. Personal Injury Protection (PIP) coverage — covers 80% of your medical bills & 60% of loss wages
5. Medical payments coverage — pays medical bills for passengers in your vehicle up to the limits you have choosen
6. Comprehensive coverage with a deductible of your choice — covers your vehicle for example if a tree limb falls on your vehicle this will cover your vehicle’s damage less your choosen deductible
7. Collision coverage with a deductible of your choice — covers your vehicle if you are in an accident less your choosen deductible
8. Rental Reimbursement — reimburses you for a rental vehicle if you are involved in an accident
9. Towing/Roadside — if you have a flat tire or run out of gas, towing and/or roadside will come fix the flat this will pay for the labor you will pay for material (tire or gas)
You can add and remove coverage to suit your needs.
At Brown and Company Insurance, LLC, we also offer SR22 and FR44 motorcycle insurance.
Some insurance companies may offer discounts if you use paperless statement delivery. Other auto insurance companies offer discounts when you use electronic fund transfer (EFT) for the payments.
Ready to get started call 850-471-9525 to speak with an agent today.